Finding out the value of my car

I know how much I paid for it and how long I've had it, but I don't know how to translate that into a sticker price. How can I figure out how much my car is worth? Dear Shock, Figuring out how much your car is worth isn't easy, but it all boils down to how much you can get someone to pay you for it.

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While every working vehicle has some level of intrinsic "value" it can get you from one place to another, which is worth something to someone , how much is a negotiation between you and the buyer. You won't, but that's how it works. There are plenty of reasons you might need to find out the value of your car, even if you're not selling it.

If you total your car, knowing how much it was worth before the accident can help get you the most money from your claim. You would also want to know how much it's worth if you plan to use your car as collateral for a personal loan.

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And, of course, if you're buying one, overpaying is the last thing you want to do. Your first stop should be a service like Kelley Blue Book or Edmunds. These services have been around for a long time and they have an established history for figuring out how much your car is worth. These will get you in the ball park without too much fuss.

Now, keep in mind that these values may not be tied to actual cars or car sales. Kelley, for example, determines car value based on a car's initial price when it was new, market conditions, what people look for, and bunch of other factors. They don't, however, analyze all used car sales it would be impossible to track them all, anyway.

How Much is My Car Worth?

So, while the KBB value may bear a close resemblance to what you might pay at a used car dealership, you would probably not get that same amount for a trade-in, or even a private sale unless you could prove it's worth that much. Unless you're dealing with very old or very rare cars, someone out there is probably selling a vehicle that's very similar to yours.

How much is my car worth? Used Car Values | Edmunds

Search used car listings in your area for vehicles that are the same make, model, and year as your vehicle and see how much others are charging. If you're dealing with a total loss insurance claim, this will be your best bet for proving the value of your vehicle. The purpose of insurance is to make you whole again in the event of an emergency. You lost your car, so your insurance is supposed to pay you an amount equal to the value of that car.

Assess the Marketplace

Occasionally, insurance companies will low ball you in an attempt to save money. You can take used car listings to your insurance agent to prove that, if you had to buy your car on the market today, this is how much it would cost. If the amount they offer is significantly lower than that, it's time to negotiate though be aware the price can be affected by factors described in the next section. Additionally, if you're selling your car yourself, used car listings are your chance to see what customers are looking for and undercut the competition.

Finally, in doing your research, be sure to look at similar cars, not just identical ones. Knowing how much your exact year and model of car is worth is a big help, but buyers are probably not quite as picky. Not all cars with the same year, make, and model are created equal. Well, actually, many are created equal because they're in a factory that way, but they don't stay like that!

How to find out the value of your car using our Car Valuation FAQs

For 30 years, CARFAX has been collecting data on US vehicles from thousands of sources and has helped millions of used car shoppers reduce their risk of getting stuck with a vehicle that has costly hidden problems. For more than 30 years, CARFAX has been helping millions of used car shoppers make better purchase decisions and avoid expensive hidden problems. In addition, CARFAX has helped used car dealers around the world to build trust with their customers and sell their American cars with confidence. With more than 14 billion records, CARFAX has built up its database with the help of its partners and sources, including government offices, law enforcement agencies, service and repair shops, car dealerships, insurance companies and many more.

follow site In addition to publicly available information, CARFAX has collected information from many independent reliable sources. Current statistics show that a large percentage of all cars on the road have a negative history.

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Mileage rollback is one of the most occurring types of fraud in the selling process of used cars. Consumers do, however, have options to detect mileage fraud. Therewith, they are able to protect themselves against used vehicle fraud and especially against mileage inconsistencies. Every year, millions of vehicles in the United States are declared salvage. Very often these cars are rebuilt and sold by deceptive sellers who fail to disclose or even try to hide the salvage information.

CARFAX Europe explains and advises on the most important parameters included in the decision process of consumers for a used vehicle. Mileage inconsistency, stolen entries or an excessive amount of previous owners are facts that change the value of your car significantly, whether you know about it or not.

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  4. Thanks for the service, the price was absolutely worth.